Personal Money Tips

I’ve been thinking of selling the car last 2 weeks. The car, a Nissan have served me well for the past 4 years. I got used when the car was just over a year old. The Nissan has been fairly cheap to maintain, with no major problems until recently.There are 2 reasons why I thought of selling the car.

First, recently, we had fuel hike up by 40%! Yes, 40%. Fuel prices in Malaysia are government controlled and instead of slowing edging up, they tend to jump up drastically. So now, in order to fill up, it cost me almost RM 100 (US$1= RM3.5) what used to cost RM 70. So I’m feeling the pinch at the moment. Do realize that $28 can buy a very nice dinner out for 2 or less nice dinner for 4, with spare change to boot. With such drastic increase in gas as well as diesel, inflationary pressure really begin to bite.
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This blog gets quite a lot of traffic when it comes to several scams I came across and wrote about. If you found this blog looking for information about scams, I hope you did not join the scams.

I’ve been tempted to join such scams too. The people who present such scams know how human nature is. Some position it as creating an income source. Some tell it like an investment. I’ve attended such presentations where they show multiple people giving testimony how effective the product (empirical evidence only) and how much they made in whatever time period and I know how effective a personal testimony is. You can argue with a personal experience, so some of us are moved to “try” the product.

By nature, I’m a (more…)

I’m seriously thinking of a career move lately. This is somewhat due to changes in the business trends but more so due to the many disadvantages of being an intermediary. As an intermediary, I’m dependant on a or several principal corporations for products and services. Having being in such a position for many years have slowly opened my eyes to see things I’ve not noticed. If you are an agent, a franchisee, independant contractor or any such relationship, you are in the same boat as I am, and perhaps can relate to this.

Now, I not naive to think that corporations will stay the same forever. If they did, you better steer clear of them, since they are going the way of the dinosaur. It is no surprise to me that CEOs and board of directors will push for growth in market share, increase in profitability, ROI or shareholder value, or all the above!

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