Personal Money Tips

I was passing through a shopping mall today when someone approached me with an investment idea. Normally I don’t stop for such 5 minutes on your feet talk but today, I have some extra time and I let the lady talk.

In less than a minutes, it turns out to be no investment idea at all. Apparently, people will call anything an investment to get you to join them. An anything that even has a hint of possibly potential income is touted as an investment. I highlight the phrase possibly potential inceome. Truth is, what the nice lady tried to sell me was nothing more than multi level marketing. They ask people to “invest” i.e. become a member, buy their products and get others to join. I don’t have anything against MLMs. But to frame the idea that what you are purchasing is actually an investment is hogwash.

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No, this is not a post ala Tony Robbins. I’m not going to help overcome your fears, but open your eyes a little and help you save some money and the environment. This one has been around for years and is about changing your engine oil every 3,000 miles (5,000km). Many auto manuals state higher mileage before changing the engine oil but many people still do it rather religiously.

This is via greencar website.

It’s been a misconception for years that engine oil should be changed every 3000 miles, even though most auto manufacturers now recommend oil changes at 5,000, 7,000, or even 10,000 mile intervals under normal driving conditions.

Manufacturer of upmarket cars now equip their top models with sensors that tell you when to change oil! But most of use who don’t have the money or choose not to spend their money on top end cars can easily extend the oil change without damaging the engine.

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Although it might not be obvious on my blog, I’ve been somewhat of a person that challenges the status quo. Not all the time but enough times. Perhaps it has to do with stuff I’m reading and the people I hang around with. Not the people I hang around with physically but more indirectly through books, the internet and audio mp3 I listen to.

From these people and my own observation, I began to think why things should be done differently than the way it is today. Although there are times when change is not good, as is too much change too often, most things should move forward for the better.

As I type this article, I’m trying out the all in one Flock browser that is quite powerful. I used to use a blog client called Blogdesk. It is a wonderful software for off line publishing to blogs. Since I downloaded Flock, I have to give it a try. So far it looks good.

The thing that prompted me to write this is I’m a bit of a technology enthusiast. I don’t necessary buy the latest gadgets but I like looking and checking them out. In previous post, I wrote about the Asus Eee Pc and how you can extend the life of your computer .

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